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You are here: BAILII >> Databases >> United Kingdom Intellectual Property Office Decisions >> MasterCard International Incorporated (Patent) [2014] UKIntelP o55114 (17 December 2014)
URL: http://www.bailii.org/uk/cases/UKIntelP/2014/o55114.html
Cite as: [2014] UKIntelP o55114
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MasterCard International Incorporated (Patent) [2014] UKIntelP o55114 (17 December 2014)
Patent decision
- BL number
- O/551/14
- Concerning rights in
- GB1109626.0
- Hearing Officer
- Miss J Pullen
- Decision date
- 17 December 2014
- Person(s) or Company(s) involved
- MasterCard International Incorporated
- Provisions discussed
- Section 1(2)
- Keywords
- Excluded fields (refused)
- Related Decisions
- None
Summary
The application relates to redeeming credits in a loyalty program, such as airmiles in an airline frequent flyer program, against purchases a retail environment and processing the transaction on a point-of-sale (“POS”) terminal. In order to complete the transaction the cost of the purchase must be converted from a POS terminal currency, using an exchange rate, to the equivalent number of loyalty program credits. If the user has sufficient credits available the transaction will be processed, if not the transaction will be declined. The Hearing Officer found that the invention related to computer implemented methods of doing business as such, could find no saving amendments, and refused the application.