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You are here: BAILII >> Databases >> United Kingdom Intellectual Property Office Decisions >> Bank of America Corporation (Patent) [2012] UKIntelP o37912 (4 October 2012)
URL: http://www.bailii.org/uk/cases/UKIntelP/2012/o37912.html
Cite as: [2012] UKIntelP o37912
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Bank of America Corporation (Patent) [2012] UKIntelP o37912 (4 October 2012)
Patent decision
- BL number
- O/379/12
- Concerning rights in
- GB0916278.5
- Hearing Officer
- Mr S Brown
- Decision date
- 4 October 2012
- Person(s) or Company(s) involved
- Bank of America Corporation
- Provisions discussed
- PA 1977 Section 1(2)
- Keywords
- Excluded fields (refused)
- Related Decisions
- None
Summary
The application relates to a method of providing a financial ‘risk score’ within the authorisation process of a wireless financial transaction. The Hearing Officer applied the Aerotel/Macrossan test and decided that the contribution made by the invention fell solely within excluded matter. He also considered the Court of Appeal decision in Symbian and concluded that the contribution did not have a relevant technical effect. The application was refused as no more than a program for a computer and a method for doing business as such.