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(1820) 2 Murray 245
CASES TRIED IN THE JURY COURT.
No. 42.
PRESENT, THREE LORDS COMMISSIONERS.
Insurance.—Found that a vessel was sea-worthy; that she struck a rock, or the ground; and was lost by the negligence of the master in sailing after she struck.
Insurance.—To recover L.1800 from the owners or underwriters, as the value of a cargo of oats, shipped at Limerick, on board the Lonsdale, insured to the extent of L.1650.
Defence.—The pursuer cannot maintain his action, as he has not averred the cause of the loss. For the owners—The vessel was sea-worthy. For the underwriters—She was not lost by peril of the sea, or other risk for which they are responsible. *
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* In this case, before the Issues were prepared, a motion was made for a commission, which was opposed.
Lord Chief Commissioner.—We are now in the situation in which the Court of Session were before the late Act passed; and, acting upon the analogy of their proceedings, I must grant the commission, if the affidavit is sufficient.
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“1 st, Whether the brigantine Lonsdale, on board of which 1500 barrels of oats were shipped, between the 17th and 24th of January 1818, or about that time, for behoof of the pursuer Cairns, and insured by the defenders, Kippen and Others, at and from Limerick to Greenock, by policy of insurance dated 16th January 1818, (cargo valued at L.1650,) was sea-worthy at the time the risk insured against attached, and at the time of sailing from Limerick?
2 d, Whether the said vessel was sea-worthy when she sailed from Tarbert Roads in the Shannon, on the 7th of February 1818?
3 d, Whether, when the said cargo was shipped as aforesaid, the said ship was tight, staunch, and strong, and in good and sufficient repair, and properly equipped and manned for the voyage insured?
4 th, Whether, on some day previous to the 7th February 1818, the said ship, in sailing from Limerick to Tarbert Roads, in the river Shannon, on the voyage aforesaid, struck upon a rock, at or near the Whelps in the said river; and Whether
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5 th, Whether the master of the said ship, well knowing her state and condition, did notwithstanding sail from Tarbert Roads aforesaid, on the 7th of February 1818; and Whether the total loss of the ship, on the 8th February 1818, was owing to the negligence and misconduct of the master in sailing from Tarbert Roads as aforesaid?” *
In January 1818, a quantity of oats was shipped in bulk, on board the Lonsdale, and was insured by the defenders, Yuile and Others, to the extent of L.1650. The vessel sailed from Limerick on the 24th, and on the 27th or 28th struck the ground in the Shannon; but the wind having carried her on, she proceeded to Tarbert Roads. In a few hours after sailing from the roads, in a breeze, the vessel went down.
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* On the margin of the Issues was the following:—
“N. B. This case is to be tried without the intervention of the pursuer, by counsel; and the underwriters, Kippen and Others, are to act as pursuers. The owners of the ship, Black and Others, are to act as defenders at the trial of the Issues.
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In opening the case, Mr Moncreiff was about to read the protest taken by the master after the loss, and also, referred to the log-book.
The log-book of a vessel, and protest taken by the master and mate, after the loss, may be produced as documents, and to prove the statements of the master and mate; but are not evidence of the facts stated in them.
Lord Chief Commissioner.—I suppose you mean to read the protest as part of your statement—not as evidence.
Moncreiff.—We put it in as a document.
Lord Chief Commissioner.—If this is done by consent, the Court will not interfere; but it is desirable to have this point settled as soon as possible; especially as the practice here and at Guildhall appears to be different. If you put in the protest merely as a document, that is one thing, and not objectionable; but if you put it in as proving the facts stated in it, that is a different thing, and I think objectionable.
As to the log-book, two important questions arise; the, one on the terms of the Issues, and the other on the document itself. When the Issues were preparing, I thought the term sea-worthy ought not to have been in the second, as I considered it to be a technical term not applicable to the situation of the vessel as then stated; but Mr Jeffrey mentioned, that by the decision in the case of La Gloire, 3. Dow, 24. the vessel must be
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As to the document itself, the same question arises upon it as upon the protest. Is it to be rested on as proving the facts, or merely to prove the statement of the master and mate? This is one of the points which I am anxious to have settled, not only on the ground of the variance of the rides with regard to the protest, but also, as I think, in the case of Carleton and Strong, Vol. I. p. 32, I was led into a mistake, and admitted the log-book in too loose a way. I therefore do not wish that case to be held as a precedent.
Jeffrey.—It does not appear to us that there is here any question of law. It is not competent to alter the Issues, and we are entitled to have a foundation laid for the question, which was argued in the case of La Gloire, though it does not appear in the report. We mean to rest on this chiefly as shewing the conduct of the master, but also as a statement or admission by the defenders. It would have been received in the Court of Session.
Lord Chief Commissioner.—If you merely mean to use the protest as the admission of the authorised agent of the party, I
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The master of a vessel is agent for the owners; and statements made by him may be given in evidence by the underwriters.
A witness was called to prove what the master had said of the state of the vessel at the time of sailing.
Cockburn.—This is incompetent, as the master is not one of us.
Jeffrey.—The master is a party, and the competency of the proof cannot be doubted.
Lord Chief Commissioner.—If this were a question betwixt the insurer and insured only, there is scarcely any part of the evidence which has been given which I should have thought proper; but this is a question also between the owners and insurers; and there is no point in law clearer, than that the master is agent for the owners. It is on this principle I admit the evidence, without entering
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The facts of the case under trial ought to witness called to give his opinion as a person of skill.
A witness was called, and asked, when a ship strikes in going out of a harbour, or soon after, what is the duty of the master?
Lord Chief Commissioner.—If you had given evidence of the nature of the stroke, or if you describe it, you may ask the opinion of the witness on these facts; but you cannot put the general question in the manner you propose.
His Lordship then read his notes of the evidence of a preceding witness, when Mr Jeffrey submitted to the Court, that he was entitled to put the general question, or at least to read the log-book to the witness.
Lord Chief Commissioner.—You are entitled to lay before the witness, all the evidence that has been given, and to ask his opinion on it as a person of skill.
Moncreiff, for the pursuers, opened the case, and stated the facts, and maintained that the defenders must shew that the loss was by peril of the sea. To do this, they must first shew that the vessel was sea-worthy, as they, and not-the pursuers, ought
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A vessel is presumed sea-worthy; but if, in a short time after sailing, she becomes unmanageable, the opposite presumption holds. Park, 333 (a); Parker v. Potts, 3. Dow, 24.; Watson v. Clark, 1. Dow, 336; and the defenders do not state any sufficient cause for the loss. We shall prove the 1 st, 2 d, 3 d, and 5 th Issues; the proof of the 4 th lies on them.
Gordon, for the defenders.—In this case, though there are several Issues, the real question is, whether this vessel was sea-worthy at a particular time. As the oats were insured and never arrived, it is admitted that
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The account in the log-book, as well as the protest, is made up by the master, and is therefore not evidence. Park never even mentions the log-book, and Marshall mentions it only as throwing light on the question of neutrality, and that the protest is not evidence so long as the master is alive. The objection was taken in the case of Carleton and Strong, Vol. I. p. 32.
Jeffrey.—The present proceeding is merely to ascertain two points upon which the Court of Session may found its decision.
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It is admitted, that the weather alone was not sufficient to account for the loss; and therefore the presumption that the vessel was not sea-worthy would hold. But it is said she struck in coming down the river. Even if she did touch, it must have been so slight as not to injure a sea-worthy vessel.
On the second point, there is still less doubt. It is said witnesses who saw the vessel are to be preferred to those who merely give their opinion; but in this case the evidence must be that of opinion; and the witnesses swear that it was the master's duty to have returned, and to have had the vessel examined.
Lord Chief Commissioner.—After so long and painful an attention to the evidence, I regret that it will be necessary for me to go into some detail; for though there are properly only two questions, there is some intricacy in the case, from the situation in which the parties stand to each other.
If the case had taken the usual course, this
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The first subject of inquiry is, whether the vessel was sea-worthy; the second, the conduct of the master in sailing from Tarbert Roads.
The answer to the first Issue must be in reference to the law on the subject, and some explanation is necessary.
The term sea-worthy has long been understood as a technical term relative to the contract of insurance, which is a contract of indemnity, and has certain implied conditions. One of these is, that the vessel must be sea-worthy, and capable of performing the voyage; and the liability of the party does not depend on his knowledge that she was not sea-worthy.
When a party comes into Court claiming for a loss, the answer is, the vessel was not sea-worthy. This may be proved either by positive evidence, or by presumption; but if it is proved, there is an end to the right to recover.
In the first Issue the question is put, whether
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On the question stated from the Bar as to presumed unsea-worthiness, the law on the subject is laid down in Parker v. Potts, 3. Dow, 23. The words are, If without adequate cause, &c. (reads). The case referred to in the report was also from this country; Watson v. Clark, 1. Dow, 336. The principle is, that when inability to perform a voyage occurs soon after sailing, the presumption is, that the cause of this inability existed before the vessel sailed; but does this apply to the present case? If the loss happened without any supervening accident, you cannot find that she was sea-worthy at the time of sailing. But is this consistent with the facts proved by the same pursuer, in support of the 5th Issue? In that part of the case, evidence has been given, in order to shew the improper conduct of the master; and if you are satisfied on this branch, that the vessel was lost in consequence of the accident, then the presumption holds that she was sea-worthy before
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2 d Issue.—On this I early stated my opinion, and I am still satisfied that we cannot alter the terms of this Issue; but if you return an answer to it without explanation, it would, in my view of the law, leave a fact uncertain for the other Court. I hope the time will come, when the whole question will be tried in this Court upon the general issue; and in this way the evil arising from the omission of a particular fact will be avoided. It appears to me inconsistent to make the sea-worthiness attach at any time, except at the time of sailing; because, if the loss is held to be occasioned by a latent defect, the presumption that the vessel was not sea-worthy, draws back to the date of the policy, which, therefore, never was binding, and the risk never attached.
In framing this Issue, we have been guilty of a misuse of the term sea-worthy. Here it can only be dealt with in its popular, not its
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3 d Issue.—On this, I merely refer you to the evidence you have heard.
4 th Issue.—As to the first question here, one or two witnesses spoke of a rock; most of them mentioned the ground. The precise point where she struck not being fixed, you may say she struck on her passage from Limerick to Tarbert Roads. You have no evidence of the negligence or improper conduct of the master or pilot; and you have evidence of the great rise and fall of the tides.
5 th Issue.—It is understood that the verdict upon this will settle the rights of the parties. The first part is pure fact, the last is partly law.
There is a curious anomaly in the law of insurance, that the insurer is liable for the barratry of the master; but though this is the law, it is well understood that the owners, not the insurers, are responsible for the conduct of the master, if it is short of barratry. This is laid down by Mr Justice Lawrence, and has since been confirmed by Mr
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The master being appointed by the owners, they must know his character, and how far he is to be trusted with property; at the same time the conduct of the master on this occasion was out of sight of the owners; and you must consider well how far his conduct was such as to bind the owners; at least, it is with this feeling that you ought to consider this part of the case.
It is a singular fact, that the accident is not mentioned in the log-book; and from this Mr Jeffrey wishes to infer that it did not occur: but all the witnesses who were on board, and one who was not on board, swear to it. Up to the time of the accident, no grain appeared in the pumps; but even if there had been a little, that is what occurs in the best vessels. After the accident there was a “deal” of grain; and you are to judge whether this was known to the master, and whether it was misconduct in him to sail with her in this state.
The two parts of this case bear on each other, and so singularly, that if we hold that she was not sea-worthy at the time of sailing, then the loss does not fall under this Issue;
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You have had much evidence as to the state of the vessel, and you have had the evidence of very competent witnesses on board, that it was not improper to sail. On the other hand, you have the evidence of opinion; and, with one exception, all these witnesses agree that it was a case for inspection. You have evidence of more frequent pumping after than before the accident, and also of an attempt at concealment and misrepresentation, which is always to be taken into view. The question is, whether the master judged wrong, and so wrong as to render the owners liable.
Verdict.—The Jury found that the vessel was sea-worthy at the time the grain was shipped, and at the time of sailing from Limerick—that she was not sea-worthy at the time of sailing from Tarbert Roads, in consequence of striking the ground on her way from Limerick to Tarbert Roads—that she was tight, staunch, and strong, &c.—
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Counsel:
Clerk,
Jeffrey, and
Moncreiff, for the Pursuer.
Jo. Gordon and
Cockburn for the Defenders.
Solicitors: (Agents, Gibson, Christie, and Wardlaw, w. s. and Alexander Youngson, w. s.)