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HIRE-PURCHASE ACT (NORTHERN IRELAND) 1966 - SECT 21

21.(1) At any time before the final payment has been made under a
hire-purchase agreement, a credit-sale agreement or a
conditional sale agreement, any person entitled to enforce the agreement
against the hirer or buyer shall, within four days after he has received a
request in writing from the hirer or buyer, and the hirer or buyer has
tendered to him the sum of [13p] for expenses, supply to the hirer or buyer
a copy of the agreement, together with a statement signed by that person or
his agent showing

(a)the amount paid by or on behalf of the hirer or buyer;

(b)the amount which has become due under the agreement but remains unpaid, and
the date on which each unpaid instalment became due, and the amount of each
such instalment; and

(c)the amount which is to become payable under the agreement, and the date, or
the mode of determining the date, on which each future instalment is to become
payable, and the amount of each such instalment.

(2) In the event of a failure without reasonable cause to comply with
subsection (1), then, while the default continues

(a)no person shall be entitled to enforce the agreement against the hirer or
buyer or to enforce any contract of guarantee relating to the agreement, and,
in the case of a hire-purchase agreement or a conditional sale agreement, the
owner or seller shall not be entitled to enforce any right to recover the
goods from the hirer or buyer, and

(b)no security given by the hirer or buyer in respect of money payable under
the agreement, or given by a guarantor in respect of money payable under a
contract of guarantee relating to the agreement, shall be enforceable against
the hirer or buyer or the guarantor by any holder thereof,

(3) If a copy supplied to a hirer or buyer in pursuance of a request made by
him under this section does not comply with such requirements of any
regulations made under section 32 as relate thereto, subsection (2) shall
apply as if that copy had not been supplied to him.

(4) In relation to a credit-sale agreement under which the
total purchase price does not exceed #30, subsection (1) shall apply with the
substitution, for the words "a copy of the agreement", of the words "a copy of
any note or memorandum of the agreement".

(5) Section 2(4) applies to this section.

© 1966 Crown Copyright

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