1. In
these proceedings, the Plaintiff claims damages for injuries and loss she
sustained as a result of a riding accident at the second Defendant's riding
establishment, Forest Way Lodge, at Roundwood, County Wicklow, which was under
the management and control of the first Defendant, on 24th November, 1990,
which accident she alleges occurred by reason of negligence and breach of duty
on the part of the Defendants.
2. In
November 1990 the Plaintiff was 36 years of age. She had learnt to ride as a
child and continued to ride during her teenage years, mainly on ponies. She
ceased riding regularly at the age of 17 and she never rode after she became
pregnant at the age of 20 until November 1990.
3. On
3rd November, 1990 the Plaintiff went riding at Forest Way Lodge in a group of
five, the other four members of the group being her aunt, Claudette George, her
friend, Judy Baker, and Robert Thomas and Anthony Thomas. This was her first
time at the Defendants' establishment. She was asked by the first Defendant if
she had ridden before. There was a conflict of evidence as to what she told
the first Defendant. The Plaintiff's testimony was that she had told her she
had ridden a lot on ponies as a child but had laid off riding for 16 or 17
years. The first Defendant testified that what she was told was that the
Plaintiff had not ridden for a while, the exact length of time not being
specified. In my view, nothing much turns on this conflict, as the accident
did not happen until the Plaintiff's fourth visit to the Defendants'
establishment. On 3rd November, 1990 the group, accompanied by the first
Defendant, went on a forest trek. Judy Baker rode a four year old cob, Eddie.
The Plaintiff rode a Connemara pony. From the Plaintiff's perspective the trek
was uneventful.
4. The
Plaintiff and Anthony Thomas and Robert Thomas returned to Forest Way Lodge on
the 10th November, 1990 and, again, on the 17th November, 1990. On 10th
November, 1990, the Plaintiff rode Eddie and on the 17th November, 1990, she
rode the Connemara pony. On both occasions, she and her companions went for a
trek through the forest. The second and third visits were also uneventful.
5. On
17th November, 1990, the Plaintiff and Anthony Thomas and Robert Thomas booked
in for the following Saturday, 24th November, 1990, to do the cross-country
course, which involved getting instruction in jumping from the first Defendant.
6. The
cross-country course was part of a tract of land which comprised 22 acres. The
jumps were laid out on the portion of this tract of land, which comprised
approximately 12 acres, which was nearest to the stables. The land fell away
as one travelled further from the stables. The lower ground, that is to say,
below the 12 acres area was boggy and overgrown with gorse bushes. The 12
acres area had physical boundaries on three sides and the fourth boundary,
where it adjoined the 10 acres, was undefined. The 12 acres area was bisected
longitudinally by a man-made drain which meandered down through the 10 acres
area as a stream. When the land had been reclaimed two years before the
accident, stones and boulders were placed in the drain and stream.
7. The
24th November, 1990 was a cold, wet, miserable day. However, the Plaintiff and
Robert Thomas decided to do the cross-country course. The Plaintiff was given
Eddie to ride. The first Defendant testified that the Plaintiff had
specifically reserved Eddie but the Plaintiff denied this. In my view, nothing
much turns on this conflict. The Plaintiff and her companion trotted around in
a circle for a while to warm up. The Plaintiff was then brought to the jumps
where she was instructed how to jump. She jumped the complete circuit under
instruction. There is conflict as to what happened then. The Plaintiff's
testimony was that she was told to go around again by the first Defendant but
she was reluctant to do so because she was cold. The first Defendant testified
that it was the Plaintiff who indicated that she would like to go around again.
In any event, the Plaintiff indicated that she did not put forward any strong
objection. Again, in my view, nothing much turns on this conflict. There is a
significant conflict, however, as to what happened in the course of the second
circuit and it is a conflict which I must resolve.
8. The
Plaintiff's evidence was that nothing untoward happened until she came to the
first of two stone walls, the jump marked "9" on the sketch map of the course
put in evidence by the Defendants. She jumped over the first stone wall
successfully but during the approach to the second stone wall there was a
sudden hailstorm. Eddie took off. He ducked out to the left and did not take
the second stone wall. He kept going faster and faster down the course and
further on into the lower boggy ground through rocks and gorse. The Plaintiff
could not stop him, although she was "
yanking
like mad
".
The saddle was wet and slippery and the reins were wet and slippery also.
Suddenly, as Eddie veered around a bush to the right, she saw the stream. She
grabbed the left rein in both hands to stop him jumping the stream. She
thought she had succeeded, but he took off. She fell off to the right. She
fell backwards and hit her back on the ground and was lying in the stream
amidst boulders. She was knocked unconscious and when she came to she managed
to haul herself up on to the bank.
9. The
first Defendant's account of what happened on the second circuit was that the
Plaintiff jumped the first jump and then turned right and headed for the jumps
marked "2" and "3" on the sketch map. These were two parallel sides of a four
sided pen. When the Plaintiff had jumped jump "2" and was in the middle of the
pen there was a sudden hailstorm. The horse was startled for a few strides but
cleared jump "3". The first Defendant thought that the Plaintiff was going to
carry on and turn left to jump jump "4". However, the Plaintiff went straight
down the course. The first Defendant called to her to turn left in the belief
that she was just swinging wide. It did not seem to the first Defendant that
there was a problem. Eddie looked to be under control. He was cantering at a
normal steady canter. He had been frightened for no more than three strides.
The Plaintiff continued down the course in a straight line diagonally toward
the drain. She continued on to the furthest obstacle, jump "11" on the sketch
map, and beyond that Eddie jumped the stream and the Plaintiff went in. The
first Defendant did not know why the Plaintiff was unable to control Eddie.
Perhaps the Plaintiff panicked, she suggested, or perhaps she could not see
where she was going because of the hail.
10. The
significant difference between the two versions is that, according to the
Plaintiff's version, Eddie bolted when the hailstorm started and was
uncontrollable until the Plaintiff came off, whereas, according to the version
of the first Defendant, Eddie regained his composure after about three startled
steps but for some reason the Plaintiff subsequently lost control. Although
the version of the first Defendant was corroborated by Anthony Thomas and
Robert Thomas, their testimony was too pat to be credible. The first
intimation the first Defendant received that the Plaintiff was contemplating
suing her was when she received a solicitor's letter in July 1993, almost three
years after the incident. I think that at this remove the first Defendant's
recollection of what happened after the hailstorm commenced is faulty, because
her version does not make sense, whereas the Plaintiff's version is entirely
plausible. I find that Eddie bolted when the hailstorm started and galloped
off out of control and was uncontrollable up to the point in time when the
Plaintiff came off in the stream.
11. Before
addressing the allegations of negligence made against the Defendants, I want to
dispose of two further issues of fact which arose. First, Judy Baker testified
that when she was riding Eddie on 3rd November, 1990 he bolted, but her
testimony, which was corroborated by Claudette George, was refuted by the first
Defendant. Whatever caused Ms. Baker's uneasiness on that occasion, in my
view, it is not of significance in determining whether the Defendants were
negligent on the 24th November, 1990. I am not satisfied, on the evidence,
that Eddie had a propensity to bolt. Secondly, it was alleged that on the 24th
November, 1990, Eddie's harness did not include a neck strap. I accept the
evidence of the first Defendant that it did.
12. The
Plaintiff contended that the Defendants were negligent and in breach of their
duty of care to her in supplying her with a horse which was unsuitable for her
and was unsafe and dangerous for her having regard to her limited riding
experience. Furthermore, it was contended, the cross-country course was unsafe
because it was not segregated by a physical boundary, such as a fence, from the
boggy overgrown ground with which it was contiguous.
13. Two
equestrian experts testified: Colonel William Ringrose for the Plaintiff and
John Watson for the Defendants. The first Defendant testified that she had
purchased Eddie in March 1990. He had been broken as a two and half year old.
He had been used for a year in a riding school and he had been hunted over the
previous winter.
14. In
the opinion of Colonel Ringrose, a four year old is only half trained. He is
easily alarmed and his behaviour is unpredictable. If his flight response is
triggered, he is liable to get out of control of any other than an experienced
rider. The Plaintiff had ridden mostly ponies. She had not ridden for 16
years except on three occasions, on two of which she rode a pony. Colonel
Ringrose was of the view that the Plaintiff should not have been put up a four
year old horse. He was also of the view that had there been a fence or a
boundary at the bottom of the cross-country course, Eddie would have run only
as far as the boundary or fence and he would have been contained by it and
prevented from going out into the countryside where the difficulty of getting
him under control was exacerbated by the nature of the countryside which, in
his view, was dangerous for both the horse and the rider. Because of a
combination of factors - the age of the horse, the inexperience of the rider
and the absence of a physical boundary or fence to contain the horse within
safe terrain - the cross-country exercise was not carried out in safety. His
conclusion was that because of these factors, when the sudden hailstorm
occurred and the horse ran out at the fence and the rider and the horse became
alarmed, an accident was almost inevitable.
15. Mr.
Watson rode Eddie in June 1996, six years after the accident, and found him
easy to control and extremely biddable and of even disposition. He accepted
that a four year old horse is a young horse but, in his view, the important
factor is the stage his training is at. Eddie, on the evidence, had been
working for one year and had been hunting and was well used by November 1990.
Mr. Watson did not agree with Colonel Ringrose's opinion that a four year old
should not be used in a riding school. He did acknowledge that the terrain
below jump "11" as shown on the Defendants' sketch was not suitable for
teaching in that it was boggy and footing would be unsure. However, he did not
see the need to enclose the 12 acres area in which the cross-country course had
been laid out, because to do so would negate the whole notion of the
cross-country experience, the purpose of which is to learn how to ride over
natural terrain and how to manage a horse in open countryside. The sudden
hailstorm was unnatural and freakish and was an alarming and unsettling
experience for the horse. When the horse is unsettled, it becomes
unpredictable and anything can happen.
16. To
state that horse riding and jumping is a risky sport, as both experts
acknowledged, is to state the obvious. The Plaintiff in participating in this
sport accepted the normal hazards and dangers inherent in it. The question I
have to determine is whether the Defendants exposed the Plaintiff to risk of
injury which was reasonably foreseeable but which is not normally inherent in
undergoing instruction in cross-country riding in an equestrian centre.
17. I
do not think that the fact that Eddie was a young horse, a four year old, of
itself rendered him unsuitable as a mount for the Plaintiff, nor do I think
that the combination of his age and the absence of recent riding experience on
the part of the Plaintiff rendered them a mismatch. However, somewhat
diffidently, I have come to the conclusion that the absence of a physical
boundary or fence segregating the cross-country course from the unsafe terrain
below it, rendered the cross-country course unsafe for instructing novices in
that equestrian discipline. Had a fence been in situ, on the basis of Colonel
Ringrose's evidence, I think it unlikely that the horse would have jumped it
and I think it would probably have contained the horse and rider within safe
terrain. The absence of a fence exposed the frightened and relatively
inexperienced rider on an alarmed and relatively inexperienced horse to the
dangers of the boggy and overgrown terrain which, in my view, were reasonably
foreseeable and caused the accident. Accordingly, I hold that the Defendants
were negligent and in their breach of duty of care to the Plaintiff.
18. In
their amended Defence, which was admitted at the hearing of the action by
consent, the Defendants, in addition to denying that they were negligent or in
breach of duty, pleaded the following defences:-
20. In
my view, neither of the above notices is open to the construction that the
Defendants, as distinct from A.I.R.E., were disclaiming liability for
negligence and breach of duty.
21. Following
the accident, the Plaintiff was hospitalised in Loughlinstown Hospital for
approximately one month. She was treated by Mr. S. Kieran O'Rourke, Consultant
Orthopaedic Surgeon. Two medical reports of Mr. O'Rourke, dated respectively
30th November, 1993 and 20th July, 1995, were admitted in evidence. In his
first report, Mr. O'Rourke recorded that the Plaintiff had sustained a crush
fracture of L1 in a horse riding accident. X-rays showed a moderately severe
burst fracture of L1 with some retropulsion of bone into the canal. However,
in the absence of neurological deficit, he had treated the fracture
conservatively with a brace. By November 1993, the Plaintiff had made a very
full recovery from a potentially serious injury. In his second report, Mr.
O'Rourke gave his opinion and prognosis as follows:-
22. Prior
to the accident, the Plaintiff worked as a cook. She was employed by Campbell
Catering Limited at the Packard Electric factory in Tallaght. She was "kept on
the books" for one year after the accident. On 29th October, 1991, she was
examined by Dr. Anthony J. Hynes for Campbell Catering Limited, who advised her
employer that she was then unfit for employment as a chef. Her employment was
terminated in November 1991 and subsequently she was in receipt of unemployment
benefit.
23. The
Plaintiff is a university graduate with a B.A. Degree from the National
University of Ireland. Between 1975 and the date of her accident, she worked
in various capacities in the catering business, including in a management
capacity, and must have gained considerable experience of the catering
business. On the basis of the reports of her treating doctor, Mr. O'Rourke, I
can only conclude that within three years of the accident at the outside she
was physically capable of work in the catering industry which would have netted
her an income of the same level as she would have netted had she remained in
the employment of Campbell Catering Limited as a cook. There is no evidence
that the Plaintiff has at any time since her accident sought alternative
employment in the catering sector. Since she recovered from her injuries, she
has pursued training courses in skills employed in the advertising business -
copy writing and graphics and such like. While the Plaintiff has not returned
to full-time employment since the accident, in my view, this is attributable to
a deliberate choice on the part of the Plaintiff to change her career rather
than to incapacity for or an inability to procure work of the type she was
engaged in prior to her accident. In short, in my view, the Plaintiff has
failed to mitigate her loss. All she is entitled to recover, in my view, is
loss of earnings for three years following her accident, which, on the basis of
the evidence, I calculate at £16,000. In my view, the Plaintiff cannot
sustain a claim for future loss of earnings.
24. In
relation to general damages, I consider that the appropriate level of damages
to compensate the Plaintiff for pain and suffering to date is £20.000 and
for pain and suffering in the future is £20,000.