QUEEN'S BENCH DIVISION
COMMERCIAL COURT
Strand, London, WC2A 2LL |
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B e f o r e :
Sitting As A Judge Of The High Court
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Elite Insurance Company Limited (In Administration) |
Claimant |
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- and - |
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(i) BCR Legal Group Limited (ii) CRL Management Limited (iii) BCR Global Risks Limited |
Defendants |
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Neil Moody QC and Timothy Killen (instructed by Kennedys Law LLP) for the Claimant
Hearing dates: 25 November 2021
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Crown Copyright ©
Sir Nigel Teare :
The General Binding Authority
"In respect of every insurance bound, the Coverholder has a duty to:-
4.3.1 issue certificates of insurance ..
4.3.2 collect and process premiums ."
The policy
The Appointed Representative Agreement
"[BCR] appoints [CRL] as an Appointed Representative to provide administrative services in connection with general Insurance Policies sold under arrangements between [BCR] and the Insurers and [CRL] agrees to accept such appointment."
"[CRL] is not permitted to conduct any activities other than Regulated Activities under this appointment."
CRL's Membership Terms and Conditions Handbook
Termination of the General Binding Authority
Payment of premium and issue of certificates of insurance
Elite's claim
BCR's limitation defence
The failure to inspect
The concession in connection with units 1-40 of the Canterbury Student Village
The joinder of BCR Global as Third Defendant