Lubreczlik (Consumer protection - Unfair terms in consumer contracts - Mortgage loan agreement indexed to a foreign currency, containing unfair terms - Effects of a finding that a term is unfair - Nullity of that agreement - Repayment by the consumer of the amount of the loan obtained under a void agreement irrespective of repayments made - Judgment) [2025] EUECJ C-396/24 (19 June 2025)