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MARINE INSURANCE ACT 1906 - SECT 76

Particular average warranties.

76.(1) Where the subject-matter insured is warranted free from particular
average, the assured cannot recover for a loss of part, other than a loss
incurred by a general average sacrifice, unless the contract contained in the
policy be apportionable; but, if the contract be apportionable, the assured
may recover for a total loss of any apportionable part.

(2) Where the subject-matter insured is warranted free from particular
average, either wholly or under a certain percentage, the insurer is
nevertheless liable for salvage charges, and for particular charges and other
expenses properly incurred pursuant to the provisions of the suing and
labouring clause in order to avert a loss insured against.

(3) Unless the policy otherwise provides, where the subject-matter insured is
warranted free from particular average under a specified percentage, a general
average loss cannot be added to a particular average loss to make up the
specified percentage.

(4) For the purpose of ascertaining whether the specified percentage has been
reached, regard shall be had only to the actual loss suffered by the
subject-matter insured. Particular charges and the expenses of and incidental
to ascertaining and proving the loss must be excluded.


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© 1906 Crown Copyright

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